Indiana warns homeowners of outofstate scammers targeting storm victims
Aug 14, 2026
Avoiding storm-related scam
INDIANAPOLIS (WISH) — Homeowners are confronting flooded basements, fallen trees, and other storm-related damage following recent severe weather.
The Indiana Attorney General’s Office issued a warning that scammers are traveling from out of state to exploit res
idents.
“You’ll see circumstances where individuals will come from out of state and saying, ‘Oh, I saw the weather. I’m from Illinois, or I’m from Ohio, I’m from Kentucky, and I’m here to help,’” said Scott Barnhart, director of consumer protection at the Indiana Attorney General’s Office.
Scammers may pretend to be contractors, home restoration business owners, or FEMA employees. They try to lure survivors by offering to fix homes or clean properties immediately.
“Scammers will try to interject some sense of urgency in an already traumatic circumstance to try to exploit you,” Barnhart said.
Barnhart noted that these individuals often offer a discount for cash payments.
“They’re taking advantage of the vulnerability of the circumstance,” Barnhart said. “From a consumer’s perspective, it can be very comforting to have somebody in person up front saying they want to help.”
Barnhart said many people misunderstand how scammers operate, noting that they do not always “look” like criminals.
“These scammers are very good at what they do sometimes, and they can be very engaging,” Barnhart said. “They can be very persuasive. So, in a particularly vulnerable time in a person’s life, that’s where they capitalize.”
Tips to avoid scams
The Attorney General’s Office recommends the following steps for homeowners:
Be skeptical: Do not hire anyone offering immediate cleanup or repair services without researching them first.
Know the facts: The Federal Emergency Management Agency never charges application fees. If someone demands money to help you access FEMA funds, it is a scam.
Research contractors: Check a business’s reputation through references, online reviews, or the Better Business Bureau.
Verify credentials: Ask for identification, professional licenses, and proof that the contractor is bonded and insured.
Get multiple estimates: Compare offers to ensure the pricing and scope of work are fair.
Get it in writing: Do not trust verbal promises. Insist on a written agreement for all work.
Avoid risky payments: Never pay using wire transfers, gift cards, cryptocurrency, or cash. Never pay the full amount before the work happens.
If you suspect a scam, Attorney General Todd Rokita encourages you to file a complaint at indianaconsumer.com or call his office at 800-382-5516.
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