In a new poll, most people claim they’re going to use their tax refunds RESPONSIBLY.  (Which is good to hear . . . in ANY economy.) 33% say they will drop the money into their savings account. 20% say they will use it to pay down debt. 17% say they will use theirs on “necessities.” 10% say t hey will invest the money. 8% say they will use theirs for “home improvement.” 6% say they will “splurge,” and blow the money on a shopping spree . . . maybe for nice headphones, fancy skincare, a new TV, video games, or a luxurious night out on the town. And 2% say they’ll put it toward a “major purchase,” like a car or a new home. People making less than $50K were most likely to say they’re using their tax refund money on everyday expenses.  Households making $50K to $100K are more likely to use it on paying down debt.  And those making over $100K are most likely to say they are investing their refunds. If you’re wondering, the average tax refund is around $3,500, but that really depends on your situation . . . like how much you are withholding, and if you have any write-offs or other tax-free benefits. (Experian)   ...read more read less