A federal grand jury has indicted a 24-year-old Upstate New York man on charges he defrauded financial institutions and the Small Business Administration out of more than $140,000 through fraudulent pandemic loan applications.Brandon Millender of Buffalo faces 10 counts, including conspiracy to comm it wire fraud, wire fraud, aggravated identity theft and concealment money laundering. The charges carry a maximum penalty of 20 years in prison and a fine up to $500,000. ...read more read less