CHARLOTTE, N.C. — As TSA agents and other federal workers anxiously wait for their paychecks from the last several weeks, businesses around the Charlotte-area and the country are doing what they can to help ease the financial burden. Several Charlotte-area organizations and businesses have offe red assistance during past shutdowns, providing financial relief, food support and flexible payment options. While not all programs are currently active, many institutions historically reintroduce similar support when federal employees are impacted. Financial institutions offer relief options During previous shutdowns, major banks and local credit unions have provided assistance such as short-term loans, waived fees and deferred payments. Institutions that have offered support in the past include Bank of America, Wells Fargo and Truist Bank, as well as local lenders like Skyla Credit Union and State Employees’ Credit Union. Customers should contact their financial institutions directly to confirm what assistance, if any, is currently available. Food banks and nonprofits provide grocery assistance Charlotte-area nonprofits have historically played a key role in supporting families during shutdowns by offering free groceries and meals. Organizations include Second Harvest Food Bank of Metrolina, Loaves Fishes, The Salvation Army and FeedNC. Availability varies by location and demand. Residents are encouraged to check directly with each organization for hours and eligibility. Some restaurants and local businesses provide free or discounted meals During prior shutdowns, some Charlotte-area restaurants and small businesses have offered free or discounted meals to federal employees, though participation has varied. Businesses that have participated in past efforts include Chick-fil-A, Showmars and Midwood Smokehouse. Customers should check with individual locations or social media pages for any current promotions. Utility providers offer flexibility Utility and service providers have also offered payment flexibility during past shutdowns. Companies such as Duke Energy and Spectrum have previously provided payment plans or extended deadlines for eligible customers. Customers should contact providers directly before missing a payment to discuss available options. What to know Most assistance programs require proof of federal employment, such as a government ID. Programs may be limited in duration and subject to change. Because availability can shift quickly, residents are encouraged to verify all offers directly with businesses and organizations. How to share resources Know of a Charlotte-area business offering help during the shutdown? Email [email protected] to have it added to this list. ...read more read less